Checking your bank balance should be simple, secure, and available anytime. Unity Small Finance Bank follows a modern, digital-first approach where balance enquiry and account services are mainly offered through WhatsApp banking, mobile banking, customer care, and ATMs, instead of traditional missed-call or keyword-based SMS banking.

About Unity Small Finance Bank
Unity Small Finance Bank is a new-generation small finance bank in India, focused on technology-driven and customer-friendly banking solutions. The bank emphasizes secure digital channels such as WhatsApp banking and mobile apps for everyday banking needs.
Unity Small Finance Bank Balance Check via WhatsApp Banking (Primary Method)
Unity Small Finance Bank actively promotes Unity Smart Banking on WhatsApp, which is the fastest and most convenient way to check your balance.
Official WhatsApp Number
+91 76693 00225
How to use Unity Smart Banking
- Save the WhatsApp number in your contacts
- Open WhatsApp and send Hi from your registered mobile number
- Start one-time registration
- Select Existing Customer or New Customer
- Enter the OTP sent to your registered mobile number
- Registration completes instantly
Services available on WhatsApp
- Account balance
- Account-related enquiries
- Basic banking services and requests
Once registered, you can access balance information anytime through WhatsApp.
Missed Call Banking – Current Status
As of now, Unity Small Finance Bank does not officially publish a dedicated missed-call balance enquiry number.
- No confirmed missed-call number for automatic balance SMS
- Customers should rely on WhatsApp banking, mobile app, customer care, or ATM
Any unofficial missed-call numbers found online should be avoided.
SMS Banking – Current Status
Unity Small Finance Bank has not announced a public SMS keyword-based balance enquiry service.
- SMS is mainly used for OTPs and alerts
- Balance enquiry via SMS keywords is not officially supported
For balance checks, digital channels are recommended.
Unity Small Finance Bank Mobile Banking App
The Unity mobile banking app offers complete access to your account.
Key features
- Instant balance check
- Account summary and statements
- Fund transfers and service requests
- Secure login with MPIN or biometric
Customers can download the app and complete self-registration using their account details.
Balance Check Using ATM
If you prefer offline banking:
- Insert your Unity debit card at any ATM
- Enter your ATM PIN
- Select Balance Enquiry
Your balance will be displayed on the screen.
Unity Small Finance Bank Customer Care
For balance-related help and service support, contact customer care.
Customer Care Number
1800-209-1122
Email Support
care@unitybank.co.in
Customer care is useful for:
- Balance enquiries
- WhatsApp or mobile banking registration issues
- Account and service-related assistance
Important Things to Remember
- WhatsApp banking works only with a registered mobile number
- No official missed-call or SMS balance enquiry service is available
- Never share OTP, MPIN, or ATM PIN with anyone
- Use only official contact numbers and channels