RBL Bank Limited, formerly known as Ratnakar Bank Limited, is an Indian private sector bank which has been operating since the pre-independence era. It was founded in the year 1943 as a regional bank in Maharashtra, with initial branches in Kolhapur and Sangli. In the year 1959, the bank was categorised as a scheduled commercial bank by the Reserve Bank of India. The name was rebranded from Ratnakar Bank Limited to RBL Bank Limited in the year 2014.
| Particular | Details |
| Bank Name | RBL Bank Limited |
| Type | Private Sector |
| Founded | 6th August 1943 |
| Founder | Babgonda Bhujgonda Patil and Gangappa Siddappa Chougule |
| Headquarters | Mumbai, Maharashtra, India |
| MD & CEO | R Subramaniakumar |
| Chairman | Chandan Sinha |
| Regulator | RBI |
| Services | Retail Banking, Business Banking, Investment Management and more |
| Branch Network | 580 |
| Customer Base | 1.5 crore |
| Total Deposits | INR 1.19 lakh crore |
| Total Advances | INR 1.03 lakh crore |
| CASA Ratio | 30.9% |
| Bank Type Focus | Customer-centricity, digital transformation |
| Official Website | www.rbl.bank.in |
Net Worth and Market Cap
Net Worth of RBL Bank Limited was approximately INR 16,000 crore in March 2025. The bank’s market capitalisation is currently at INR 18,014.85 crore.
Corporate Leadership
R Subramaniakumar is serving as the Managing Director and CEO of RBL Bank Limited since June 2022. He has an experience of over 40 years in the banking industry. Chandan Sinha is the Part-Time Chairman and Non-Executive Independent Director of the bank.
Key Banking Products and Services
RBL Bank Limited offers a comprehensive suite of banking products and services for all kinds of individual customer segments, right from small farmers to high net-worth individuals. The bank also caters to small and medium enterprises or SMEs, large corporations and governments.
A number of banking solutions are offered to retail consumers. These include savings accounts, current accounts, salary accounts, premium accounts, fixed deposits, recurring deposits, digital fixed deposits and several loan products like education loans, housing loans, personal loans and others.
Business and corporate banking services are tailored for SMEs, corporates and institutions. They include capital structuring, investment decisions, cash management, payments, trade finance, supply chain solutions, commercial cards and mobile app for corporates.
Investment services cover mutual funds, forex, derivatives and others. Dedicated offerings for NRIs include NRE/NRO accounts, remittances, fixed deposits and tailored loans and investments.
Scale of Operations
RBL Bank Limited is headquartered in Mumbai, Maharashtra, India. It has a wide network comprising of 580 branches, 1,341 business correspondent branches and 291 banking outlets spread across 28 states and union territories of India.
