Keeping track of your bank balance should be easy, even if you don’t have internet access or a smartphone. ESAF Small Finance Bank has designed its SMS and Missed Call Banking services to support customers across rural and urban areas, staying true to its philosophy of responsible and inclusive banking. These services work on basic mobile phones and are available round the clock.
This article explains all official ESAF Small Finance Bank balance check methods, including missed call numbers, SMS formats, and mobile banking options, in a clear and structured way.
About ESAF Small Finance Bank
ESAF Small Finance Bank is a Kerala-based small finance bank focused on financial inclusion, digital access, and customer convenience. The bank provides multiple low-tech and high-tech banking options so customers can choose what suits them best.
Official Website of ESAF Small Finance Bank
For latest updates, service changes, and digital banking access, always refer to the official website:
Official Website: https://www.esaf.bank.in/
ESAF Small Finance Bank Missed Call Banking
ESAF Small Finance Bank automatically enrolls all customers for missed call banking. No separate registration is required.
Missed Call Numbers
- Account Balance: 8592866639 (85928-MONEY)
- Mini Statement (Recent Transactions): 8593866639 (85938-MONEY)
How it works
- Give a missed call from your registered mobile number (RMN)
- The call disconnects automatically
- You receive an SMS with your balance or mini statement
Important points
- Works only from the registered mobile number
- If multiple accounts are linked, details of the primary account are sent
ESAF Small Finance Bank SMS Banking
SMS banking is part of ESAF’s integrated mobile banking suite and works even without internet access.
SMS Banking Numbers
- 9990016467
- 8086077575
Available SMS Commands
Balance Enquiry
BAL
Mini Statement
MINI
Cheque Status
CHQSTATUS
Stop Cheque Request
CHQSTOP
Cheque Book Request
CHQBOOK
Debit Card PIN Regeneration
EPIN <Last 4 digits of A/c No> <Last 4 digits of Debit Card>
Change Primary Account
SETPRIME XXXX
(XXXX = last 4 digits of the account to be set as primary)
Send the required command to 9990016467 or 8086077575 from your registered mobile number.
Primary Account Rule (Important)
If your mobile number is linked to more than one ESAF account, balance and mini statement details will be sent only for the primary account.
To change the primary account:
SETPRIME XXXX
Send this SMS to 9990016467 or 8086077575.
ESAF Small Finance Bank Mobile Banking
The ESAF mobile banking platform extends the same features available on internet banking, offering a seamless and secure experience.
Key Features
Financial Services
- Fund transfers via IMPS, NEFT, and RTGS
- IMPS available 24×7 with real-time settlement
- Open Fixed Deposits and Recurring Deposits
- Apply for savings accounts, current accounts, and loans
View & Enquiry Services
- Combined view of all linked accounts
- Savings and current account balances
- Mini and detailed account statements
- TDS and interest details
- Cheque status enquiry
Service Requests
- Debit card hotlisting
- Stop cheque payment
- ATM PIN generation
- Debit card and cheque book requests
- Email statement registration
- Change transaction limits
Value-Added Services
- Favorite transactions for quick access
- ESAF branch and ATM locator
Important Things to Remember
- Missed call and SMS services work only with a registered mobile number
- Primary account settings affect balance and mini statement responses
- SMS charges may apply as per your mobile operator
- Never share your OTP, ATM PIN, or mobile banking PIN
