HDFC Bank Limited is India’s largest private sector bank and financial services company by assets and market capitalisation. Founded in the year 1994, it commenced operations in January 1995 as a scheduled commercial bank. HDFC Bank was promoted by Housing Development Finance Corporation and received in-principle approvals from the Reserve Bank of India for commercial banking in 1994. The bank focuses on product leadership, customer-centric services and people-oriented banking. In the year 2025, HDFC became the 10th largest bank in the world by market capitalisation.
| Particular | Details |
| Bank Name | HDFC Bank Limited |
| Type | Private Sector |
| Founded | August 1994 |
| Founder | Housing Development Finance Corporation Limited |
| Headquarters | Mumbai, Maharashtra, India |
| MD & CEO | Sashidhar Jagdishan |
| Chairman | Atanu Chakraborty |
| Regulator | RBI |
| Services | Consumer Banking, Commercial Banking, Investments and more |
| Branch Network | 9,616 |
| Customer Base | 9.2 crore |
| Total Deposits | INR 28.60 lakh crore |
| Total Advances | INR 28.45 lakh crore |
| CASA Ratio | 33.6% |
| Bank Type Focus | Retail Banking, Corporate Banking |
| Official Website | www.hdfc.bank.in |
Net Worth and Market Cap
Net Worth of HDFC Bank Limited was INR 5.17 lakh crore in FY25. Its current market capitalisation is INR 14.19 lakh crore.
Corporate Leadership
Sashidhar Jagdishan is the Managing Director and CEO of HDFC Bank Limited since October 2020. Atanu Chakraborty is the part-time chairman and independent director, while Srinivasan Vaidyanathan is the chief financial officer of the bank.
Key Products and Services
HDFC Bank Limited offers a comprehensive range of banking products and services under retail banking, commercial banking and other services, including digital banking. It provides tailored banking solutions for individuals, NRIs, SMEs, corporates and more.
HDFC Bank focuses heavily on customer-centric retail products, accessible through branches, HDFC mobile app, net banking, WhatsApp banking and PayZ app. The customers get access to a number of accounts and deposit options, such as savings accounts, current accounts, specialised accounts, fixed deposits, recurring deposits and more.
The bank’s SME, corporate and business banking solutions include business loans, MSME financing, commercial transportation finance, small and mid-market enterprise solutions, investment banking, corporate loans and financing, treasury services and project advisory.
Investment and Wealth management also come under the purview of the bank. The services in this category include mutual funds, stocks, F&O trading, demat accounts, ETFs, portfolio management and fixed-income securities.
Indian and Overseas Operations
HDFC Bank Limited is headquartered in Mumbai, Maharashtra, India. As of 31st December 2025, its distribution network comprised of 9,616 branches and 21,176 ATMs across 4,170 towns and cities all over India. 50% of the bank’s branches are present in semi-urban and rural areas.
The bank operates three international branches in Hong Kong, Bahrain and Dubai. Furthermore, it has a branch for overseas operations in Gujarat International Finance Tech or GIFT City. Apart from branches, the bank has five representative offices in Kenya, Abu Dhabi, Dubai, London and Singapore.
