Dhanlaxmi is among the oldest private sector banks in India, with almost a century since its inception. Founded in the year 1927 as Dhanalaxmi Bank, its name was changed to Dhanlaxmi Bank in the year 2010. The bank is based in Kerala with its operations mainly concentrated in South India. However, it is present in some other regions of India as well. Dhanlaxmi Bank is a publicly-listed company and traded on both BSE and NSE.
| Particular | Details |
| Bank Name | Dhanlaxmi Bank Limited |
| Type | Private Sector |
| Founded | 14th November 1927 |
| Founder | No individual founder |
| Headquarters | Thrissur, Kerala, India |
| MD & CEO | Ajith Kumar K.K |
| Chairman | K.N Madhusoodanan |
| Regulator | RBI |
| Services | Retail Banking, Corporate Banking, NRI Banking and more |
| Branch Network | 261 branches |
| Customer Base | N/A |
| Total Deposits | INR 16,013 crore |
| Total Advances | INR 12,206 crore |
| CASA Ratio | 29.02% |
| Bank Type Focus | Retail Banking, SME Banking, Corporate Banking |
| Official Website | www.dhan.bank.in |
Net Worth and Market Cap
Net Worth of Dhanlaxmi Bank Limited was approximately INR 1395 crore on 31st March 2025. Its current market capitalisation is INR 985.51 crore.
Corporate Leadership
Ajith Kumar K.K is the Managing Director and CEO of Dhanlaxmi Bank Limited since the year 2024. Executive Director of the bank is P. Suriaraj. The post of chairman is being currently held by K.N. Madhusoodanan.
Dhanlaxmi Bank key Services
Dhanlaxmi Bank offers a broad range of banking products and services tailored for retail, corporate, NRI and digital marketing needs. It has a strong focus on retail and corporate segments, with notable growth in gold loans in the recent times.
There are multiple options of savings accounts for the customers. These include Dhanam Vanitha, Dhanam Premium, Dhanam Yuvak and Dhanam Genius for kids and students. Current account facilities are divided into Power, Premium, Regular and Super Power.
Corporate or Business banking services of Dhanlaxmi Bank are particularly focused on SMEs. The major services in this category include corporate salary accounts, forex and trade credit, cash management services, working capital loans, bulk upload and positive pay.
A number of retail loan products appear in the bank’s offerings. For instance, home loans are available in various forms, such as construction loan, home improvement loan and home extension loan. Other types of loans offered by the bank include personal loans, car loans, loan against property and commercial loans.
Headquarters and Network
Dhanlaxmi Bank Limited has its headquarters in Thrissur, Kerala, India. It was incorporated at the same place in 1927. The bank has a network of 545 touch points, comprising of 261 branches and 284 ATMs, across 14 states and 2 union territories. Over 50% of the bank’s branches are present in Kerala.
