Bihar Gramin Bank branches don’t run on convenience-based hours. They run on routine and reach. These branches serve villages, small towns, and block headquarters where banking is still very much an in-person activity. Because of that, the bank follows fixed, predictable timings so customers, farmers, pensioners, and SHG members can plan their day around it.
If you’re visiting a branch, knowing when counters actually work—not just when doors are open—makes all the difference.

Bihar Gramin Bank Opening Time
Most Bihar Gramin Bank branches open for customer transactions at 10:00 AM on working days.
Staff members are usually present earlier for internal preparation, but customer-facing services officially start at 10:00 AM once systems and cash counters are ready.
For smoother service and shorter queues, the best window is 10:00 AM to 11:30 AM.
Bihar Gramin Bank Closing Time (Customer Business Hours)
The bank follows standard RRB customer service hours.
- General customer services usually continue until: 4:00 PM
That said, many branches begin slowing acceptance of new requests after 3:30 PM, especially for services involving forms, account updates, or government-scheme documentation.
To avoid being asked to return another day, try to enter the branch by 3:15–3:30 PM.
Bihar Gramin Bank Cash Transaction Timings
Cash services follow strict internal cut-offs.
Cash deposit and withdrawal timings: 10:00 AM to 3:30 PM
Even though the branch stays open until 4:00 PM, cash counters typically stop by 3:30 PM. This time is required for cash balancing, verification, and daily reporting—critical in rural banking.
If your visit involves cash, reaching the branch before 3:00 PM is the safest approach.
Bihar Gramin Bank Lunch Time Policy
Bihar Gramin Bank does not shut branches completely during lunch hours.
- Lunch breaks are taken on a rotational basis
- Customer services continue throughout the day
What customers may notice:
- Slightly slower service between 1:00 PM and 2:00 PM
- Temporary unavailability of certain officers
- No full closure of counters
Late morning remains the most efficient period for quick service.
Bihar Gramin Bank Working Days and Saturday Timings
The bank follows RBI-mandated weekend norms for Regional Rural Banks.
- Monday to Friday: Open from 10:00 AM to 4:00 PM
Saturday schedule:
- Working Saturdays: 1st, 3rd, and 5th Saturdays
- Weekly Holidays: 2nd & 4th Saturdays and all Sundays
Branches are also closed on national and state-specific bank holidays.
ATM and Digital Banking Availability
Outside branch hours:
- Bihar Gramin Bank ATMs operate 24×7, subject to cash availability
- Mobile and Internet Banking support balance checks, fund transfers, and DBT-related services anytime
Digital channels are especially helpful for reducing repeated branch visits.
A Realistic Way to Plan Your Visit
With Bihar Gramin Bank, the day runs on discipline, not flexibility. Treat 10:00 AM as the true opening, 3:30 PM as the final cash cut-off, and 4:00 PM as the end of customer services. If you arrive early—especially for cash or scheme-related work—you’ll usually finish everything in one visit, without stress or unnecessary travel.