Checking your bank balance doesn’t always need a mobile app or internet access. Federal Bank offers a missed call–based balance enquiry service that lets customers get account balance and mini statement details instantly through a simple missed call.
This facility is designed for convenience and works smoothly when your mobile number is registered with the bank.
For official updates, services, and digital banking access, always refer to: https://www.federal.bank.in/

Federal Bank Missed Call Based Balance Enquiry
Federal Bank provides a fast and easy way to check account balance using a missed call from your registered mobile number.
Who is Eligible?
- Only resident customers of Federal Bank can use this facility.
- Your mobile number must be registered with the bank’s records.
How to Register for Missed Call Banking
Before using the missed call service, registration is mandatory.
Registration SMS Format
Send the following SMS from your registered mobile number to 9895088888:
ACTBAL <space> 14-digit account number
Example: ACTBAL 12345678901234
Once registration is successful, you can start using the missed call services.
Federal Bank Balance Check Number (Missed Call)
To check your account balance:
- Give a missed call to 8431900900
The call will disconnect automatically, and you will receive an SMS with your account balance details.
Federal Bank Mini Statement via Missed Call
To get a mini statement of your recent transactions:
- Give a missed call to 8431600600
You will receive an SMS containing your mini statement, typically showing the latest transactions.
How to Deactivate Missed Call Facility
If you wish to stop using the missed call balance enquiry service, you can deactivate it easily.
Deactivation SMS Format
Send the following SMS to 9895088888:
DEACTBAL <space> 14-digit account number
This will deactivate the missed call service for the specified account.
Charges for the Service
- No charges from the bank
- The missed call balance enquiry and mini statement facility is provided free of cost
- Standard SMS charges (if any) depend on your mobile service provider
Other Ways to Check Federal Bank Balance
Apart from missed call banking, customers can also use:
- Federal Bank Mobile Banking App
- Net Banking via https://www.federal.bank.in
- ATMs
- Branch visit or passbook update
Important Safety Tips
- Always use your registered mobile number only
- Federal Bank never asks for OTP, PIN, CVV, or passwords through calls or SMS
- Use only official numbers and the official website for banking services
- If you change your mobile number, update it at the bank branch promptly
In summary, Federal Bank’s missed call banking service is a simple and reliable option for customers who want quick balance updates without internet access. With easy registration, free usage, and instant SMS alerts, it’s a practical solution for everyday banking needs.