Uttar Pradesh Gramin Bank is a Regional Rural Bank serving customers across Uttar Pradesh. The bank focuses on financial inclusion while offering essential digital conveniences such as missed call alerts and SMS notifications.
For customers who want quick banking without apps or internet, Uttar Pradesh Gramin Bank (UPGB) provides a simple and reliable missed call balance enquiry service. With just one missed call from your registered mobile number, you can instantly receive your account balance by SMS. This facility is free, secure, and available round the clock.
Official Website of Uttar Pradesh Gramin Bank: http://www.upgb.bank.in/
Uttar Pradesh Gramin Bank Balance Check via Missed Call (Official)
UPGB has introduced a missed call facility to make balance enquiry hassle-free for customers.
Missed Call Balance Enquiry Number: 99864 54440
How it works
- Give a missed call from your registered mobile number
- The call disconnects automatically after the first ring
- You receive an SMS showing:
- Last 4 digits of your account
- Current account balance
Key Features of Missed Call Banking
- Free of cost
- Available 24×7
- No internet or smartphone required
- Works for multiple account types linked to the same CUST ID:
- Savings Account (SB)
- Current Account (CA)
- Overdraft (OD)
- Cash Credit (CC)
If more than one eligible account is linked, balance information is sent accordingly.
Eligibility & Requirements
To use this service:
- Your mobile number must be registered with the bank
- Account must be under SB, CA, OD, or CC scheme
- Missed call must be given from the registered mobile number only
- Service is available only for resident accounts (Indian mobile numbers)
Accounts linked to overseas country codes will not receive SMS alerts.
SMS Banking – Current Status
As per the official details:
- UPGB provides SMS alerts for account-related information
- Dedicated keyword-based SMS banking commands (like BAL, MINI) are not publicly listed
For balance enquiry, customers are advised to primarily use:
- Missed call service (9986454440)
- ATM or branch services
- Mobile/Internet banking, if enabled
Important Cautions
- In case of loss, theft, surrender, or change of mobile number, inform your base branch immediately
- If your mobile number is not registered, visit your home branch to get it updated
- Never share OTP, ATM PIN, or confidential account details with anyone
Other Ways to Check UPGB Account Balance
ATM
- Insert UPGB debit card
- Enter PIN
- Select Balance Enquiry
Passbook
- Visit your base branch
- Update passbook at the counter or kiosk
Mobile / Internet Banking
- Available for customers registered for digital banking services
