ICICI Bank Limited is a major Indian private sector multinational bank and financial services company. It was founded in the year 1994 as a wholly-owned subsidiary of the Industrial Credit and Investment Corporation of India. In October 2001, ICICI and its two retail finance subsidiaries merged with ICICI Bank. ICICI Bank is recognised as a domestic systematically important bank, alongside SBI and HDFC Bank, by the Reserve Bank of India.
| Particular | Details |
| Bank Name | ICICI Bank Limited |
| Type | Private Sector |
| Founded | 1994 |
| Founder | Industrial Credit and Investment Corporation of India |
| Headquarters | Mumbai, Maharashtra, India |
| MD & CEO | Sandeep Bakhshi |
| Chairman | Pradeep Sinha |
| Regulator | RBI |
| Services | Retail Banking, Corporate Banking, Insurance and more |
| Branch Network | 7246 |
| Customer Base | 5.6 crore |
| Total Deposits | INR 16.60 lakh crore |
| Total Advances | INR 14.66 lakh crore |
| CASA Ratio | 39% |
| Bank Type Focus | Individuals, Businesses, Insurance |
| Official Website | www.icici.bank.in |
Net Worth and Market Cap
Net Worth of ICICI Bank Limited stood at INR 2.92 lakh crore in February 2025. The bank’s current market capitalisation is INR 9.61 lakh crore.
Corporate Leadership
Sandeep Bakhshi is the Managing Director and CEO of ICICI Bank Limited. He has held this position since October 2018. The Non-Executive Chairman is Pradeep Sinha, while S. Madhavan, B. Sriram and Radhakrishnan Nair are independent directors of the bank.
Banking Products and Services
ICICI Bank Limited offers a wide range of banking and financial products and services under multiple categories like retail, corporate, treasury, insurance and more. Its subsidiaries include ICICI Lombard, ICICI Prudential Mutual Fund, ICICI Securities and ICICI Home Finance.
Savings accounts are available in multiple variants, such as regular, salary, youth, women, senior citizens and more. Current accounts are tailored for businesses, with higher transaction limits, overdraft facilities and digital tools. NRI account options include NRE, NRO and RFC accounts for remittances and seamless banking.
A host of retail loan products are offered by the bank. These include personal loans upto 5 crore rupees, personal loans, vehicle loans with 100% on-road price funding, education loans for higher studies in India and abroad and gold loans.
Corporate banking services by the bank include project finance, trade services, cash management, structured finance and business loans, such as SME loans, working capital, term loans, machinery finance and more.
Insurance products are provided through group companies, ICICI Lombard General Insurance and ICICI Prudential Life Insurance.
Headquarters and Network
ICICI Bank Limited is headquartered in Mumbai, Maharashtra, India. It has a network comprising of 7246 branches and 10,610 ATMs across India. Furthermore, the bank is also present in 11 foreign countries, including United States, Singapore, Bahrain, Oman, Dubai, Qatar, Hong Kong, China and South Africa.
