Federal Bank Limited is a prominent private sector bank in India, which is known for its focus on personal, NRI and business banking services across urban and rural areas. The bank was originally incorporated on 23rd April 1931 as Travancore Federal Bank Limited in central Travancore, with an authorised capital of INR 5,000. The name was changed to Federal Bank Limited on 2nd December 1949. Federal Bank emphasises on digital innovation, with around 86% of its transactions conducted digitally.
| Particular | Details |
| Bank Name | Federal Bank Limited |
| Type | Private Sector |
| Founded | 23rd April 1931 |
| Founder | K.P. Hormis |
| Headquarters | Aluva, Kochi, Kerala, India |
| MD & CEO | KVS Manian |
| Chairman | Abhaya Prasad Hota |
| Regulator | RBI |
| Services | Retail Banking, Corporate Banking, NRI Banking |
| Branch Network | 1589 |
| Customer Base | 1.9 crore |
| Total Deposits | INR 2.98 lakh crore |
| Total Advances | INR 2.56 lakh crore |
| CASA Ratio | 32.07% |
| Bank Type Focus | Personal, NRI and Business banking |
| Official Website | www.federal.bank.in |
Net Worth and Market Cap
Net Worth of Federal Bank Limited stood at INR 33,994 crore in June 2025. The current market capitalisation of the bank is INR 67,886.28 crore.
Corporate Leadership
KVS Manian is the Managing Director and CEO of Federal Bank Limited. He was appointed to these posts in September 2024. Abhaya Prasad Hota is the part-time chairman and independent director, while Venkatraman Venkateswaran is the executive director and chief financial officer of the bank.
Overview of the Products/Services
Federal Bank offers a number of personal or retail banking solutions focused on flexible options, digital access and convenience. A number of savings account options like Stellar Savings Account and FedSalary Premium Savings Account, alongside current accounts, fixed deposits, recurring deposits, cash certificates, salary accounts and demat accounts are offered to the customers. Loan options for retail customers include housing loans, personal loans, car loans, instant digital loans, full-digital loans against deposits and loans against sovereign gold bonds or fixed deposits.
Business and corporate banking solutions are tailored for SMEs, mid-sized businesses and large enterprises. These include current accounts and business savings accounts, merchant banking, cash management, business debit and credit cards, letters of credit and bank guarantees. Business loan products include working capital loans, SME loans, term loans and project finance.
The bank also provides specialised services for NRIs. They include NRI savings and deposit accounts, international debit cards, remittance services and investments, loans and insurance tailored for NRIs.
Scale of Operations
Federal Bank Limited is headquartered in Aluva in the Kochi district of Kerala. It has a network of 1589 branches and more than 2079 ATMs and cash deposit machines across India. The branches are present in various states, with a strong base in Kerala. Apart from southern states, it has a growing presence in North India.
The bank has overseas representative offices in Dubai and Abu Dhabi for supporting NRI customers.
