Axis Bank is India’s third-largest private sector bank by assets and fourth-largest by market capitalisation. Founded in the year 1993 as UTI Bank, it holds around 5.3% share in assets, 5% in deposits and 5.4% in advances among Indian banks. Axis Bank offers a comprehensive suite of banking and financial services for individuals, businesses, NRIs and corporates. The bank lays great emphasis on digital innovation and a wide range of products.
Axis Bank – Quick Overview
| Particular | Details |
| Bank Name | Axis Bank Limited |
| Type | Indian Private Sector Bank |
| Founded / Started | 1993 (operations from 1994) as UTI Bank |
| Headquarters | Mumbai, India (Registered Office in Ahmedabad) |
| MD & CEO | Amitabh Chaudhry (re-appointed through 2027) |
| Industry / Sector | Banking & Financial Services |
| Services & Products | Retail & Corporate Banking, Deposits, Loans, Credit Cards, Digital Banking, Wealth Management |
| Total Assets (FY 24-25) | ~₹16,09,930 crore |
| Total Deposits (FY 24-25) | ~₹11,72,952 crore |
| Total Advances (FY 24-25) | ~₹10,40,811 crore |
| Branch Network | ~5,876 branches & ~13,941 ATMs & cash recyclers |
| Customers | ~59 million customers |
| Market Position | Third largest private sector bank in India |
| International Presence | Branches & offices in Singapore, Dubai, GIFT City, Dhaka, Abu Dhabi, Sharjah |
| Focus Areas | Retail, SME, Corporate Banking & Digital Payments |
| Official Website | https://www.axis.bank.in |
Net Worth and Market Cap
Axis Bank’s net worth was around INR 185,433 crore, as of March 2025. The bank’s total assets are valued at INR 16,09,930 crore. Market capitalisation of Axis Bank, as of January 2026, is approximately INR 4.02 lakh crore.
Corporate Leadership
Amitabh Chaudhary has been the MD and CEO of Axis Bank since January 2019. Board of Directors comprise of N S Vishwanathan, Meena Ganesh, Girish Paranjpe and others. The senior management team includes deputy managing director Rajiv Anand, executive directors Subrat Mohanty and Munish Sharda, chief financial officer Puneet Sharma and group executive Neeraj Gambhir.
Suite of Services
Axis Bank offers saving accounts, current accounts and deposits. These are further divided into multiple variants, such as digital savings account, digital current account, senior privilege accounts, zero balance accounts, specialised programs like Silver Lining, women-specific accounts, fixed deposits, recurring deposits and high-value options.
The bank is known for its premium, lifestyle-focused credit cards. They include premium Burgundy/Privilege variants, Flipkart Axis, Neo, Magnus and Horizon. Its debit card variants include Wealth, Priority, Burgundy and specialised options. Apart from credit and debit cards, the customers also get access to prepaid and transit cards, including multi‐currency forex cards.
Multiple loan and financing options are offered to the customers. These include home loans, car loans, two-wheeler loans, commercial vehicle loans, education loans, business loans, gold loans, loans against property/securities/FD and instant overdraft facility.
Wealth management and investment services are provided in the form of mutual funds, SIPs, demat accounts, sovereign gold bonds, digital gold, PPF and others.
Headquarters and Network
Axis Bank is headquartered in Mumbai, Maharashtra, India. As of March 2025, the bank’s distribution network is made of 5876 branches and 13,491 ATMs and cash recyclers. The bank has a significant presence in India, with 47% of its branches located in semi-urban and rural areas.
Axis Bank is also present in overseas locations, with branches in Singapore and Dubai. Furthermore, it has representative offices in Dhaka, Dubai, Abu Dhabi and Sharjah.
