YES Bank Limited is a prominent Indian private sector full-service commercial bank. It was founded in the year 2003 by Rana Kapoor and Ashok Kapur. However, the bank received its banking licence from the RBI in May 2004, commencing operations by opening its first branch in August 2004. YES Bank was listed on BSE and NSE after its IPO in June 2005.
| Particular | Details |
| Bank Name | YES Bank Limited |
| Type | Private Sector |
| Founded | 2003 |
| Founder | Rana Kapoor and Ashok Kapur |
| Headquarters | Mumbai, Maharashtra, India |
| MD & CEO | Prashant Kumar |
| Chairman | Rama Subramaniam Gandhi |
| Regulator | RBI |
| Services | Retail Banking, Wholesale Banking, Investment Banking and more |
| Branch Network | 1,192 |
| Customer Base | N/A |
| Total Deposits | INR 2.92 lakh crore |
| Total Advances | INR 2.57 lakh crore |
| CASA Ratio | 34% |
| Bank Type Focus | Branch-led retail banking, MSME banking and wholesale banking |
| Official Website | www.yes.bank.in |
Net Worth and Market Cap
Net Worth of YES Bank Limited was approximately INR 47,780 crore in the fiscal year ending March 2025. Its market capitalisation is currently at INR 65,698.90 crore.
Corporate Leadership
Prashant Kumar is the current Managing Director and CEO of YES Bank Limited. Rama Subramaniam Gandhi is the Non-Executive Part-Time Chairman and Independent Director, while Dr. Rajan Pental is the Executive Director and Global Head of Retail Banking of the bank.
Overview of Banking Products and Services
YES Bank Limited operates in a number of banking segments, such as retail banking, wholesale banking, investment banking, transaction banking, mobile banking and more. Its banking and financial products and services are tailored for individuals, businesses/MSMEs, NRIs and institutional customers.
The bank offers multiple variants of savings accounts, such as Prosperity Series, Respect, Essence, Women Savings Account, Minor Savings Account, Family and more. Salary accounts also come in multiple options. Furthermore, current accounts are tailored for both individuals and businesses.
Retail customers get access to multiple loan options, including personal loans, home loans, auto loans, education loans and loan against property. A wide range of credit and debit cards, such as premium, super premium, wellness, apex and more, are also offered to the customers.
A host of wholesale or institutional banking services are provided by the bank. These include project finance, syndicated loans, treasury services, cash management and investment banking support. In addition, the bank offers business and MSME financing through various schemes.
Scale of Operations
YES Bank Limited has its head office or headquarters in Mumbai, Maharashtra, India. The bank operates a network of 1,192 branches and 1,301 ATMs and cash recyclers across 700 Indian cities. In addition, it has an international banking unit at GIFT City, Gujarat and a representative office in Abu Dhabi.
