Keeping an eye on your bank balance should be painless, even if you don’t have internet or a smartphone. UCO Bank offers a missed call banking service, SMS banking options, and multiple digital channels so you can get your account balance and mini statement quickly from your registered mobile number.
Here is a detailed guide to all the official ways to check your balance with UCO Bank.
About UCO Bank
UCO Bank is a trusted public sector bank in India with a wide branch and ATM network. The bank supports various customer-friendly options for checking account balances and managing everyday banking needs.
Official Website of UCO Bank: https://www.uco.bank.in
UCO SAMPARK – Unified Balance Check System
UCO Bank now prefers customers to use UCO SAMPARK, a unified toll-free system that works like a missed-call/IVR balance enquiry service.
New Unified Toll-Free Numbers
- 1800 274 0123
- 1800 103 0123
How it works
- Call from your registered mobile number
- The system automatically identifies your number
- Your balance is either:
- Read out on IVR, or
- Sent via SMS
Important note
- The older missed-call number 09213 135135 is still functional in many regions
- However, the bank officially directs customers to the toll-free numbers above for long-term use
Key features
- Free of cost
- Available 24×7
- Works without internet
UCO Bank SMS Banking
UCO Bank has modernized its SMS banking by moving to a short-code based system with MPIN security.
New SMS Short Code: 56161
Balance Enquiry: UCOBAL <MPIN>
Mini Statement: UCOTRN <MPIN>
- Example: UCOBAL 1234
Multiple Accounts Linked?
Use: UCOBAL <MPIN> <14-digit Account Number>
SMS charges may apply as per your mobile operator.
SMS banking works only from your registered mobile number.
UCO Bank WhatsApp Banking (Official & Verified)
UCO Bank provides a blue-tick verified WhatsApp banking service for both account holders and non-account holders.
Official WhatsApp Number
8334001234 (Always check for the blue tick before chatting)
How to Start WhatsApp Banking
- Save 83340 01234 as “UCO Bank WhatsApp”
- Open WhatsApp and send Hi
- Select your preferred language
- Choose services from the menu
Services Available on WhatsApp
Account Information
- Account balance enquiry
- Mini statement / recent transactions
- Sukanya Samriddhi balance
- RD and FD details
Account & Card Services
- Add beneficiary
- Address or email update
- Debit card request
- Debit card hotlisting
- Debit card PIN generation / reset
- Manage card limits and usage
Digital & Loan Services
- Mobile banking registration
- Internet banking registration
- BHIM UCO UPI
- Apply for loans
Other Balance Check Options
Mobile Banking App
- Instant balance display
- Statements and transfers
- Debit card and service controls
Internet Banking
- Login → Account Summary → View balance
ATM
- Debit card → PIN → Balance Enquiry
Passbook
- Update at branch or kiosk
Customer Care & Support
Toll-Free Customer Care: 1800 123 0123
(Customer care and UCO SAMPARK are now closely integrated)
Important Things to Remember
- All services require a registered mobile number
- For WhatsApp banking, always confirm the blue tick
- Never share OTP, ATM PIN, or MPIN
- Update your mobile number immediately if it changes
