Keeping track of your account balance is essential for smooth daily banking. Ujjivan Small Finance Bank offers multiple ways to check your balance, with a strong focus on SMS banking, mobile banking, and digital channels. Unlike some banks, Ujjivan relies more on structured SMS commands and app-based services rather than heavily promoting missed-call balance numbers.
This article gives you a detailed guide to all available Ujjivan Small Finance Bank balance enquiry options.
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is one of India’s leading small finance banks, serving retail, MSME, and microfinance customers across the country. The bank focuses on simple banking access through SMS, mobile apps, UPI, and assisted customer care.
Official Website of Ujjivan Small Finance Bank
For the latest updates, digital banking access, and official service information, always refer to:
Official Website: https://www.ujjivansfb.bank.in/
Missed Call Banking
Ujjivan now officially promotes dedicated missed call numbers for balance and mini statement enquiries. No registration is needed—services are free and available 24×7.
Missed Call Numbers
- Balance Enquiry: 92430 12121
- Mini Statement: 92430 32121
How it works
- Dial the number from your registered mobile number
- The call disconnects automatically
- You receive an SMS with your balance or recent transactions
WhatsApp Banking (Fastest for Smartphone Users)
Ujjivan has launched a robust WhatsApp banking service that’s quicker than SMS for many users.
WhatsApp Number: 90020 82121
How to use
- Save the number on your phone
- Open WhatsApp and send Hi
- Follow the automated menu
Services available
- Account balance
- Last 5 transactions
- Download account statements directly in chat
This works only if your mobile number is registered with the bank.
SMS Banking (Refined Commands)
SMS banking remains a reliable option for basic phones. Ujjivan has refined its keywords for accuracy.
SMS Banking Number: 92432 32121
Commands
Balance Enquiry
- BAL
Mini Statement
- MIN
Multiple accounts? Add a space and the last four digits of the account number:
- BAL 1234
- MIN 1234
SMS charges may apply as per your mobile operator.
Toll-Free Phone Banking (24×7 IVR)
If you prefer calling, Ujjivan’s phone banking lets you check balance via automated IVR—no waiting for an executive.
Toll-Free Number
1800 208 2121
Call from your registered mobile number and follow the IVR prompts for balance enquiry and other banking services.
Mobile Banking App & UPI (Additional Options)
Mobile Banking App
- Instant balance on login
- Mini and detailed statements
- Fund transfers and service requests
UPI Apps
Link your Ujjivan account with Google Pay, PhonePe, Paytm, or BHIM and use Check Balance with your UPI PIN.
Important Things to Remember
- Missed call, SMS, and WhatsApp services work only with a registered mobile number
- If multiple accounts are linked, specify the account (SMS) or set a primary account where applicable
- Never share OTPs, MPINs, or ATM PINs with anyone
