Checking your bank balance shouldn’t be complicated. Indian Bank offers multiple easy ways to view your account balance — from missed call services to SMS banking, WhatsApp support, mobile app, and traditional ATM options. Below is a clean, updated guide on how to check your balance using the official channels.
About Indian Bank
Indian Bank is one of India’s oldest public sector banks with a wide network throughout the country. Alongside branches and ATMs, the bank provides digital and assisted services so customers can access banking information anytime, even without visiting a branch.
Official Website: https://indianbank.bank.in
Indian Bank Balance Check via Missed Call (Confirmed)
Missed call banking remains one of the fastest ways to check your balance without internet access.
Missed Call Balance Enquiry Numbers
- 96776 33000
- 92895 92895
Mini Statement (Last Transactions)
- 81087 81085
How it works
- Give a missed call from your registered mobile number
- The call disconnects automatically
- You receive an SMS with:
- Account balance
- Account details (last digits)
Key features
- Free of cost
- Available 24×7
- Works only for registered mobile numbers
These numbers are confirmed and reliable for 2026.
Indian Bank SMS Banking (Confirmed & Active)
Indian Bank continues to support SMS banking with MPIN-based security.
SMS Banking Number: 94443 94443
Balance Enquiry Format
BALAVL <Account Number> <MPIN>
Mini Statement Format
LATRAN <Account Number> <MPIN>
Example
BALAVL 123456789 5555
Standard SMS charges may apply as per your mobile operator.
Indian Bank WhatsApp Banking
WhatsApp banking is one of the easiest options for smartphone users.
WhatsApp Number: 87544 24242
How to use
- Save the number on your phone
- Open WhatsApp and send Hi
- Follow the automated menu
- Select Balance Enquiry
You can also access mini statements and basic service options through this channel.
New National Customer Care Helpline
Indian Bank has introduced a new, simplified national helpline number.
New Toll-Free Number (Official) – 1800 1700
Important note
- This number is now the primary IVR and customer support helpline
- Older numbers like 1800 425 0000 are being phased out
- Customers are officially advised to use 1800 1700 going forward
The helpline is available 24×7 for balance queries, service issues, and general banking support.
Indian Bank Mobile Banking App (Branding Clarification)
You may see two names mentioned by the bank:
- INDOASIS → The actual mobile app available on Play Store & App Store
- IndSmart → The digital banking suite name used by Indian Bank
No confusion needed:
Customers should continue using the INDOASIS Mobile Banking App for:
- Instant balance check
- Account statements
- Fund transfers
- Service requests
Other Balance Check Methods
UPI Apps
Link your Indian Bank account with:
- Google Pay
- PhonePe
- Paytm
- BHIM
Use Check Balance with your UPI PIN.
ATM
- Insert Indian Bank debit card
- Enter PIN
- Select Balance Enquiry
Passbook
- Visit branch or passbook update kiosk
- Get printed balance and transactions
Important Things to Remember
- Missed call, SMS, and WhatsApp services work only with a registered mobile number
- Keep your MPIN, OTP, and ATM PIN confidential
- If your mobile number changes, update it at the branch immediately
