Knowing your bank balance at the right time helps you avoid failed payments, unnecessary charges, and last-minute stress. ICICI Bank, one of India’s most widely used private banks, offers several ways to check your account balance using *SMS banking, WhatsApp banking, USSD (99#), mobile app, and customer care.
While some older SMS-based transactional services were discontinued in March 2023, ICICI Bank continues to support SMS alerts and request services for balance enquiry, transaction details, cheque services, and more.
For official and updated information, always use: https://www.icici.bank.in/
Important Update on ICICI Bank SMS Services
ICICI Bank has discontinued SMS-based transactional services such as:
- DTH recharge
- Mobile/Broadband top-up
- Delhi Metro card recharge
- SMS-based fund transfers (Digital Village)
These services were stopped from March 9, 2023.
However, SMS-based information and request services like balance enquiry, mini statements, cheque requests, and alerts are still active.
ICICI Bank Balance Check via SMS Banking
Customers can check their account balance easily through SMS banking.
SMS Balance Enquiry Number
- 9215676766
- 5676766
SMS Format
Send the following SMS from your registered mobile number:
IBAL
You will receive an SMS with your account balance details.
For Non-Primary Account
If you want the balance of a non-primary account:
IBAL <space> Last 6 digits of Account Number
ICICI Bank Mini Statement via SMS
To check recent transactions:
SMS Format
ITRAN
For non-primary account:
ITRAN <space> Last 6 digits of Account Number
You will receive the last 3–5 transactions via SMS.
Cheque & Account Services via SMS
ICICI Bank allows several cheque and account-related requests through SMS.
Common SMS Commands (Bank Account)
| Service | SMS Format |
| Cheque Status | ICSI <Cheque No> <Last 6 digits of A/c> |
| Stop Cheque | ISCR <Cheque No> <Last 6 digits of A/c> |
| Cheque Book Request | ICBR <Last 6 digits of A/c> |
| View Presented Bills | IVIEW <Biller Nickname> |
(Leave a single space between keyword and details.)
MMID Retrieval via SMS
To retrieve your MMID for IMPS:
- Send SMS to 9222208888
MMID <space> Last 4 digits of Account Number
Credit Card Services via SMS
Customers can access ICICI credit card details using SMS.
| Service | SMS Format |
| Credit Card Balance | IBALCC <Last 6 digits of Card> |
| Reward Points | IRPCC <Last 6 digits of Card> |
| Last Payment | ILPCC <Last 6 digits of Card> |
| Payment Due Date | IPDDCC <Last 6 digits of Card> |
(If only one card is linked, last 6 digits may not be required.)
Demat Account Services via SMS
| Service | SMS Format |
| Holding Enquiry | IBALD <Last 8 digits of Demat A/c> |
| Transaction Status | ITRAND <Document Type> <Slip No> |
| ISIN Enquiry | ISIND <Scrip Descriptor> |
Loan Account Services via SMS
ICICI Bank also supports loan-related document requests through SMS.
| Service | SMS Format |
| Interest Certificate | IINT <16-digit Loan A/c No> |
| Amortisation Schedule | IAMT <16-digit Loan A/c No> |
| Loan Agreement Copy | ILAC <16-digit Loan A/c No> |
| Welcome Letter | IWEL <16-digit Loan A/c No> |
| Income Tax Certificate | IITP / IITF <Loan A/c No> |
Other Useful SMS Services
| Service | SMS Format |
| Track Service Request | SR <Service Request No> |
| Locate ATM | ATM <PINCODE> |
| Locate Branch | BRANCH <PINCODE> |
| Bank@Home Drop Box | BHOME <PINCODE> |
| Internet Banking OTP | IBOTP |
Alternate Ways to Check ICICI Bank Balance
If SMS banking is not convenient, you can also use:
- WhatsApp Banking
- *USSD Banking (99#)
- iMobile App
- Internet Banking
- Customer Care: 1800 1080
Important Safety Tips
- Always send SMS from your registered mobile number
- Provide one space between keyword and details
- ICICI Bank never asks for OTP, PIN, CVV, or passwords
- Use only official numbers and the official website
Final Words
ICICI Bank offers one of the most detailed SMS banking systems in India for non-financial services. From balance checks and mini statements to cheque, credit card, demat, and loan requests, customers can access a wide range of information without logging into an app.
For transactions, ICICI Bank encourages customers to use *WhatsApp banking, 99#, iMobile app, or internet banking, ensuring faster and more secure banking.
