Checking your bank balance or managing basic services doesn’t always need internet banking or branch visits. Dhanlaxmi Bank offers a strong Missed Call Banking Facility that allows customers to check balances, receive account statements, and manage debit cards using just a missed call from their registered mobile number.
Along with this, the bank provides its official mobile banking app DhanSmart, which enables secure banking anytime and anywhere.
Dhanlaxmi Bank Balance Check via Missed Call
Customers can instantly check their account balance using the missed call service.
Balance Enquiry (Domestic & International)
Give a missed call from your registered mobile number to:
- 080-6774-7700 (India)
- 0091-80-6774-7700 (From outside India)
You will receive an instant SMS showing the balance of your linked account(s).
Special Facility
Dhanlaxmi Bank is one of the few banks in India that sends an SMS alert for failed ATM withdrawals at other bank ATMs due to insufficient balance. This helps customers stay informed even when a transaction fails.
Account Statement through Missed Call
Customers can request account statements directly to their registered email ID.
Last 3 Months E-Statement
- 080-6774-7711 / 0091-80-6774-7711
One-Day E-Statement
- 080-6774-7733 / 0091-80-6774-7733
These statements are sent securely to the email ID registered with the bank.
Debit Card Enable / Disable via Missed Call
For quick security control, Dhanlaxmi Bank allows customers to manage debit cards using missed calls.
- 088-9355-3553 / 0091-88-9355-3553
This facility lets you disable or re-enable your debit card instantly in case of loss, suspected misuse, or temporary non-usage.
DhanSmart Mobile Banking App
DhanSmart is Dhanlaxmi Bank’s official mobile banking application, available on Google Play Store and Apple App Store.
What You Can Do with DhanSmart
- Check account balance and transactions
- Transfer funds (INR only)
- Pay bills and request services
- Manage debit card settings
- Perform secure non-financial transactions
The app allows customers to bank anytime, anywhere, with strong security features.
Eligibility for Mobile Banking
DhanSmart is available to Retail Banking customers holding:
- Savings Account (Individual)
- Current Account (Individual)
- ATM / Debit Card (for transaction access)
Allowed Account Types
- Single (Sole owner)
- Joint – Either or Survivor
- Joint – Anyone or Survivor
Not Available For
- Non-individual customers
- Minor account holders
- JAO (Joint and Others)
- JAF (Joint and First)
All fund transfers are allowed only in INR. Cross-currency transactions are not permitted.
Registration & Login Process (DhanSmart)
With Debit Card
- Download the DhanSmart app
- Select New User
- Register using an active debit card
- Create MPIN and start using services
(Default transaction limits apply)
Without Debit Card
- Complete registration using User Details
- View-only access is provided initially
- Request transaction access via
Change Transaction Limit Segment - Full access is enabled within 3 working days after verification
Important Safety Tips
- Always use your registered mobile number for missed call services
- Account statements are sent only to your registered email ID
- Dhanlaxmi Bank never asks for OTP, PIN, CVV, or passwords
- Use only the official website and app from trusted stores
Final Words
Dhanlaxmi Bank offers one of the most feature-rich missed call banking facilities among Indian private sector banks. From instant balance checks and account statements to debit card control and mobile banking via DhanSmart, customers have multiple secure options to manage their finances without depending fully on internet banking.
